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How to Help Your Clients Avoid and Recover from Financial Hardships

Posted by Jason Konopik on Wed, Oct 11, 2017 @ 12:00 PM

Coming out of a bankruptcy or losing a high paying job, people are often put back to square one in a financial sense. As a result, perhaps all of their saving are lost, or even worse, their retirement nest egg. Often they are digging out of a massive financial hole, and in doing so, the client needs to make very hard financial decisions. 

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Tags: planning, annuity, IUL

Why Your Clients are Starved for Higher Interest Rates

Posted by Mark Triplett on Wed, Aug 30, 2017 @ 12:00 PM

What does it take to get a saver to move their money? Apparently not that much. According to an insurance company representative, they are writing new business hand over fist because their company offers the highest guaranteed fixed rate of interest for a specific number of years within a deferred annuity.

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Tags: planning, annuity

Bond Alternatives You Can Use to Strengthen Your Clients' Portfolios

Posted by Mark Triplett on Wed, Jul 26, 2017 @ 05:42 PM

In the past, financial advisors have relied on a well-balanced portfolio of stocks and bonds to manage a client’s risk versus return. While the concept is widely accepted, if you ask 50 different financial advisors what a well-balanced portfolio of stocks and bonds looks like, you'll likely get 50 different answers. 

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Tags: annuity, IUL, planning

CD's, Fixed Annuities, and Fixed Indexed Annuities Share the Same Risk

Posted by Mark Triplett on Mon, Jan 23, 2017 @ 05:29 PM

What is the one big risk that Certificates of Deposit (CDs), fixed annuities, and fixed indexed annuities share? Interest-rate risk. For example, you could miss out on higher interest credited to your savings if current rates increase during the penalty period of the fixed interest-bearing vehicle of your choice.

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Tags: annuity, planning

You Should Own Indexed Annuities if You Sell Them

Posted by Mark Triplett on Tue, Dec 13, 2016 @ 05:39 PM

How many indexed annuities do you own? Your answer should be at least “one” if you are recommending them to others. My belief is if you are selling them, you should own them. If you don’t, you are not credible.

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Tags: annuity, retirement

Why Indexed Products Are Not Created Equal

Posted by Mark Triplett on Mon, Nov 21, 2016 @ 05:32 PM

Indexed products: You’ve seen one, you’ve seen them all, right? WRONG! Fixed Indexed Annuities (FIA) have been sold in the United States for over two decades. Sales of FIAs have skyrocketed in recent years as their popularity increased.

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Tags: annuity, planning

Financial Advisors Should Be Cautious of "Super Sized" Annuities

Posted by Mark Triplett on Thu, Nov 03, 2016 @ 05:27 PM

In 2004 Morgan Spurlock released a shocking documentary called Super Size Me on the health risks of eating fast food. Although a bit extreme, Spurlock’s documentary followed him for an entire month as he only consumed fast food for breakfast, lunch, and dinner. The results? He gained weight of course!

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Tags: annuity, planning, retirement


This content is for informational and educational purposes only and is not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered as investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action.